Crypto DCA Calculator
Calculate your dollar-cost averaging returns — total invested, average cost basis, portfolio value, and ROI.
DCA Settings
Results
Total Invested
$2,400
Total Coins
0.0531
Avg Cost Basis
$45,217
Portfolio Value
$3,452
Profit / Loss
+$1,052
ROI
+43.8%
📋 Purchase Schedule
Showing first 12 periods (full schedule calculated above)
| # | Price | Invested | Coins Bought | Total Coins | Total Invested |
|---|
💡 DCA reduces timing risk — instead of trying to buy at the perfect moment, you automatically buy more coins when prices are low and fewer when prices are high. The average cost basis is typically lower than buying all at once at the peak.
📉 Fees matter for DCA: On MEXC (0% spot fees), every $100 you invest goes entirely into buying crypto. On a 0.1% fee exchange, you pay $0.10 per $100 — small per trade, but significant over 24-48 monthly purchases. Use our fee calculator to compare.
📉 Fees matter for DCA: On MEXC (0% spot fees), every $100 you invest goes entirely into buying crypto. On a 0.1% fee exchange, you pay $0.10 per $100 — small per trade, but significant over 24-48 monthly purchases. Use our fee calculator to compare.
Best Exchanges for DCA Investing
| Exchange | Spot Fee | Fee on 24×$100 DCA | Auto-Invest Feature | Sign Up |
|---|---|---|---|---|
| MEXC ⭐ Best | 0% | $0.00 | Spot grid bot, auto-invest | MEXC → |
| Bybit | 0.1% | $2.40 | Recurring buy, grid bot | Bybit → |
| Bitget | 0.1% | $2.40 | DCA bot, auto-invest | Bitget → |
| OKX | 0.1%* | ~$2.00 | Recurring buy available | OKX → |
Fee comparison based on 24 monthly purchases of $100 each. *OKX taker: 0.10%, maker: 0.08%.
Frequently Asked Questions — Crypto DCA
What is Dollar Cost Averaging (DCA) in crypto?+
Dollar Cost Averaging (DCA) is an investment strategy where you invest a fixed amount at regular intervals (weekly, monthly) regardless of price. Instead of trying to time the market, DCA automatically buys more crypto when prices are low and less when prices are high, resulting in an average purchase price over time. DCA reduces the impact of volatility and eliminates the emotional pressure of trying to pick the perfect entry point.
Is DCA better than lump sum investing?+
Research shows lump sum investing outperforms DCA approximately 66% of the time in trending bull markets, because markets tend to go up over time. However, DCA outperforms during bear markets and sideways periods by reducing the average cost basis. For most individual investors, DCA is psychologically easier, reduces timing risk, and works well for regular income-based investing (e.g., investing a fixed amount from each paycheck).
What is the best frequency for crypto DCA?+
Weekly DCA slightly outperforms monthly DCA in backtests due to more purchase points smoothing out volatility, but the difference is minor. The best frequency is the one you can stick to consistently. Monthly DCA aligns well with salary cycles and has lower transaction fee costs. Exchanges like MEXC (0% fees) and Bybit make frequent DCA cheap since fees are minimal.
How do I calculate the average cost basis for DCA?+
Average cost basis = Total Amount Invested ÷ Total Coins Purchased. For example: you buy 0.01 BTC at $50,000, then 0.015 BTC at $40,000, then 0.02 BTC at $33,333. Total invested = $500 + $600 + $666 = $1,766. Total coins = 0.045 BTC. Average cost = $1,766 ÷ 0.045 = $39,244. This calculator does all this automatically.
Which exchanges are best for crypto DCA?+
MEXC is ideal for DCA with 0% spot trading fees — every purchase goes to buying crypto rather than fees. Bybit offers auto-invest features and low 0.1% spot fees. Bitget has a dedicated DCA/auto-invest bot that can execute purchases automatically at set intervals. All five exchanges support recurring purchases, but fee differences matter significantly when investing small amounts regularly.
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