Crypto Staking Calculator 2026
Calculate compound staking returns for BTC, ETH, SOL, ADA, and any cryptocurrency. See exactly how much you would earn over time with real APY rates.
| Year | Balance Start | Earned | Balance End |
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๐งพ Tax on Staking Rewards
Most countries tax staking rewards as income at receipt + capital gains on sale. Calculate tax in 15 countries:
Open Tax Calculator โFrequently Asked Questions
How is crypto staking yield calculated?
Staking rewards depend on three factors: amount staked, APY (Annual Percentage Yield), and compounding frequency. With compounding, returns grow exponentially. Formula: Final = Principal ร (1 + APY/n)^(nรyears), where n = compounding periods per year.
What is the difference between APR and APY?
APR (Annual Percentage Rate) does not account for compounding. APY (Annual Percentage Yield) does. If APR = 10% with daily compounding, APY = ~10.52%. The more frequent compounding, the higher APY for the same APR. Most exchanges quote APY for staking products.
Is staking crypto risky?
Yes. Risks include: smart contract bugs (DeFi staking), exchange counterparty risk (CEX staking), slashing (validator misconduct on PoS networks), token price decline (you earn more coins but each is worth less), and lock-up periods (cannot sell during downturn). Higher APY usually means higher risk.
Where is the best place to stake crypto?
Top exchanges for staking in 2026: Bybit Earn (4-10% on stablecoins), MEXC Savings (5-12% APY), Bitget Earn (3-8% APY), KuCoin Pool-X (variable). For higher APY but higher risk: DeFi protocols like Aave, Lido, Rocket Pool. Always check lock-up periods and total exposure.
Are staking rewards taxable?
Yes in most countries. In USA, UK, Canada, Australia, Germany โ staking rewards are taxed as ordinary income at fair market value on receipt date. Then capital gains tax applies on later sale. Use our crypto tax calculator for country-specific calculations.
What APY can I realistically expect?
Realistic 2026 APYs: BTC 1-3% (limited staking options), ETH 3-5% (Lido, Coinbase, Binance), SOL 6-8% (Solana validators), ADA 4-5%, MATIC 5-7%, USDT/USDC stablecoins 4-12% (varies by platform). DeFi protocols can offer 10-30%+ but with higher smart contract risk.